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Homeowners Insurance
Coverages

Dwelling (A)

Pays to rebuild the part of your home that was damaged in a covered claim, or completely rebuild you home if totaled

Separate Structures (B)

Pay to rebuild or replace any detached structures on your property that are not connected to your main dwelling

Personal 
Property (C)

Pays to replace the contents of your home or separate structure if damaged from a covered claim 

Loss of Use (D)

Pays for additional living expenses incurred if you are unable to live in your home while being fixed from a covered claim 

Liability (E)

Pays for bodily injury or property damage if the damage occurs on your property and the other party sues for damages

Medical Payments (F)

Pays for medical bills of invited guest if they are injured on your property. Coverage is first to pay before liability coverage would apply 

Logo for Ferguson Agency Insurance

Ferguson Agency

1551 Jennings Mill Road Unit 2700C

Watkinsville, Ga 30677

Serving

Watkinsville

Athens

Bogart

Bishop

Statham

Madison

Monroe

Greensboro

Winder

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