General Liability Insurance

How does general liability insurance protect your business?

General liability insurance is a type of insurance policy that protects businesses from financial losses due to claims of bodily injury, property damage, personal injury, and advertising injury that occur as a result of their operations, products, or services. Here’s a breakdown of its key features:

Bodily Injury: Covers medical expenses and legal fees if someone is injured on your business premises or due to your business activities.
Property Damage: Protects against claims arising from damage to someone else's property, whether it’s caused by your employees, products, or services.
Personal Injury: Includes coverage for claims related to slander, libel, or other non-physical harm caused by your business.
Advertising Injury: Covers claims related to false advertising, copyright infringement, or other advertising-related offenses.

General liability insurance is essential for most businesses, as it helps mitigate the financial risks associated with everyday operations and protects against potential lawsuits. It’s often a requirement for contracts, leases, or when working with clients.