Business Owners Policy

A business owners policy provides liability and property damage coverage to your business in one packaged policy instead of having to purchase these coverages a la carte. This provides a simplified policy with one billing account and one insurance carrier to service your policy, while also providing a lower cost for coverage than buying individual policies.

 

Business owners policies are typically designed for small to mid sized businesses with less than one hundred employees. Most small business owners don’t have a lot of time to review their insurance all the time, so these policies simplify and consolidate things into one policy. The types of claims typically covered by these coverages are fire, theft, legal fees, business income, and much more.