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Auto Insurance

What does auto insurance protect?

Liability

Pays for the other party's injuries, or damage to their vehicle if you are determined to be at fault in an accident. This coverage is designed to make the other party whole again, and prevent them from trying to sue you.  

Uninsured 
Motorist

Pays for you or anybody in your vehicle's injuries, as well as damage to your vehicle if you are involved in an accident where the at fault party does not have insurance, or not enough insurance to cover your damages. 

Medical Payments

Pays for medical bills for you or anybody else in your vehicle if injured in an accident. This coverage pays out no matter if you are at fault or the other party. Coverage amounts are typically $1,000 - $25,000 and are designed to help offset your primary medical coverage cost.

Comprehensive

Pays for your vehicle to get repaired or replaced if it is damaged by an act of God. Commonly this coverage pays for hitting deer, hail, or rocks breaking windshields. This coverage has a deductible, typically from $0 - $2,500 to you pay before insurance starts paying.

Collision

Pays for your vehicle to get repaired if damaged in an accident or replaced if it were to be totaled in an accident. This coverage has a deductible, typically from $250 - $2,500 that you must pay before insurance starts paying. 

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Ferguson Agency

1551 Jennings Mill Road Unit 2700C

Watkinsville, Ga 30677

Serving

Watkinsville

Athens

Bogart

Bishop

Statham

Madison

Monroe

Greensboro

Winder

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